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In today's working environment, the need for Short Term Disability (STD) and Long
Term Disability (LTD) insurance has never been in greater demand than now. Employers know
that benefits are crucial to attract and retain valued employees and to protect them and their
families from financial hardships. Disability can reduce productivity for your organization and
create income loss for your employees. A number of companies provide health, dental, vision
and life insurance, but overlook a critical element of the comprehensive benefits package:
disability insurance.
Facts about today's American workforce:
- One in five Americans will experience a long term disability during their working years.
- Disabilities lasting more than 90 days tend to last for years.
- Every 30 seconds, someone files for bankruptcy in the aftermath of a serious medical problem.
STD/LTD programs can help employers receive full value from their investment in benefits by delivering services that will attract and retain employees.
STD/LTD has become an important part of a complete financial security plan for the employee.
Reasons why an employer should have STD/LTD and what makes the Employers Resource/Standard Insurance program unique:
- Low cost
- Fully employer paid
- Attracts and retains best in class employees
- Multiple and flexible options for STD and/or LTD insurance to meet employer and
employee needs
- Return to work incentives
- Employer reimbursement for Reasonable Accommodation Expense Benefit
How do I find a complete description of the plans?
Summary Plan Description (SPD) for Long-Term Disability Plan
Summary Plan Description (SPD) for Short-Term Disability Plan
Click here to find out how to request a quote.
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