Workers’ Comp

At Employers Resource, we understand the catastrophic impact workplace injuries can have on you and your business. The loss of an injured employee can wreak havoc on your productivity, not to mention potential legal proceedings, premium increases and OSHA fines.

With industry leading Workers’ Compensation and Safety Programs, Employers Resource was first to reduce workers’ compensation premiums with an incentive-based safety program.

Rewards for Performance

We are experts at returning employees to work quickly, our claims processing is smooth and seamless, and we reward safety performance with substantive premium refunds.

Nearly Double the Coverage

In most cases, we insure our clients under a national policy. This policy provides Employers Liability coverage with limits of $1,000,000 (Coverage B, Part Two), more than double the limit typically issued to small businesses.

The advantages of our coverage include:

  • No pre-payments
  • No year-end audits
  • Statutory benefits coverage
  • Increased employer liability limits of:
    • - $1,000,000 – bodily injury –  each accident
    • - $1,000,000 – bodily injury-disease (policy limit)
    • - $1,000,000 – bodily injury-disease (per employee)